More than just insurance
Haulage, Transport & Logistics Insurance
Whether you’re purely a transport business or you run logistics operations for your clients from your own warehouses, we can help you find the right business insurance for your needs at a competitive premium. The transport business has a lot of unique risks and characteristics and we have many years’ experience of working with clients in your sector.
What insurance does a transport business need?
Your exact insurance requirements, will of course depend on the specific nature of your business. The core elements of cover though, are typically as follows:
- Motor Fleet cover for your haulage vehicles as well as any company cars and other vehicles.
- Claims and proactive Risk Management advice for your fleet to help minimise claims.
- Goods in Transit cover for your clients’ goods whilst in transit.
- Public and Employers’ Liability to protect you against claims for personal injury, property damage or other losses incurred by your employees or third parties.
- Material Damage to your warehouses or offices.
- Business Interruption cover to help your business recover from a claim under the Material Damage section of the policy.
- Trade Credit Insurance to protect your business against bad debts from your clients.
- Cyber Liability Insurance helps your business recover from any losses following a cyber crime such as a hack or client data being compromised.
- Directors & Officers’ Insurance to help defend your directors and senior managers against claims that they personally acted negligently.
We will work with you to build a complete understanding of your business and your attitude to risk. That will allow us to find cover that accurately meets your needs at a competitive premium. We’ll explain all the available options clearly to help you make an informed decision.
What else do you need to consider for Haulage, Transport or Logistics Business Insurance?
We will need to know exactly where you are likely to send or deliver goods, especially if you send them to other countries. Dealing with other countries can have implications for your vehicle cover as well as your liabilities.
Health & Safety also has an important role to play, particularly if you operate warehouses as part of a logistics management service. The moving and storage of goods, using racking and forklift trucks can be hazardous, as can working with heavy or hazardous goods.
Our group company, Risk Support Services, provides specialist Risk Management advice and training, delivered by experienced industry specialists. Working with them, we can help you create a positive culture of Health & Safety to help you take a more proactive role in helping to avoid accidents in the workplace.
How we can help with your Haulage, Transport or Logistics Business Insurance
We’ve helped many businesses with their insurance requirements since 1924, including many businesses in the transport and logistics sector. Now, as part of the JMG Group, we’re a top-30 UK insurance broker. Our strong relationships with insurers – including those with widespread experience of your sector – help us to find you the right cover at competitive premiums.
In the event of a claim, we would work closely with you and the insurers to help settle it to your satisfaction. Our aim is to help you settle the claim promptly and minimise the impact on both your business and your clients.
Contact us to discuss your Haulage, Transport or Logistics Insurance
If you’d like to arrange a quote, or simply to discuss your Transport Business Insurance, contact our Liverpool office or our Gloucester office and we’ll be happy to discuss your requirements with you.