More than just insurance
Protecting Your Commercial Property Portfolio
Competitive, comprehensive property insurance that provides simplicity and peace of mind for you and your tenants.
If you’re a property owner or investor with a portfolio of commercial properties, we can help you insure them on competitive terms and make the process easy for you and the occupiers of your properties.
You might own offices, shops, restaurants, factories, workshops, warehouses or even a mixed portfolio. We make it simple to insure your full portfolio in a way that works seamlessly for you whilst giving you the peace of mind you need.
What sort of commercial properties can you insure?
As experienced commercial property specialists, we’ve arranged cover for just about any type of business premises. There is very little we can’t find cover for and if your properties are located across different locations, we can still combine them into one portfolio to make it simple for you.
If you have multi-occupancy properties, we can also provide separate documentation and invoices for each tenant, to help you manage your relationships with them more effectively.
What cover do you need for your commercial properties?
The exact cover you choose will depend on a number of factors, such as your attitude to risk and the requirements of other relevant parties such as finance providers.
There are many different options to choose from including:
- All Risks Cover – comprehensive cover for your properties with typically only a small list of exclusions.
- Property Owners’ Liability – covering your legal liabilities (for example for injury or property damage) arising out of your ownership of the property.
- Employers’ Liability – if you employ staff to help manage and maintain your portfolio, this cover is a legal requirement to cover the cost of damages for any injuries they suffer in the course of their employment.
- Loss of Rent – protects you against loss of rental income in the event of a fire, flood or any other event covered under the main part of the policy.
- Malicious Damage by Tenants – covers the cost of any damage caused deliberately by any of your tenants.
- Legal Expenses – can help cover your legal costs for incidents such as eviction or repossession of the property.
The above are just some of the most important covers available. We’ll discuss your portfolio and circumstances with you thoroughly and recommend the most appropriate cover for your needs.
How we can help with your Commercial Landlord Insurance
We’ve helped many businesses with their insurance requirements since 1924, including large commercial property portfolios. Now, as part of the JMG Group, we’re a top-30 UK insurance broker. Our strong relationships with insurers – including some of the UK’s largest property insurers – help us to find you the right cover at competitive premiums.
Through our in-house Risk Management Consultancy – Risk Support Services – we can give you additional support to ensure that you meet your Health & Safety obligations. Our services include specialist building surveys (such as asbestos surveys and fire risk assessments) as well as specialist training courses for your employees.
In the event of a claim, we would work closely with you and the insurers to help settle it to your satisfaction. Our aim is to help you settle the claim promptly, for the benefit of you and your tenants, and minimise the amount of your time needed to respond to the claim.
Contact us to discuss your Commercial Landlord Insurance
If you’d like to arrange a quote, or simply to discuss your requirements for your portfolio, contact our Liverpool office or our Gloucester office and we’ll be happy to discuss how we could help you.